General terms and conditions

Terms of use

In accordance with the provisions in force, we bring to the attention of users and visitors to the site: the following information:



The website is the exclusive property of Smart Capital SA, which publishes it.

Smart Capital SA is located at Immeuble Saphir, Avenue du Dinar, les Berges du Lac 2 1053 Tunis.

  • E-mail address : 
  • Publishing Director : Smart Capital
  • Contact the publication manager :


The site is hosted by Smart Capital in Tunis



The purpose of the website is to provide information concerning all of the company’s activities. The site owner endeavors to provide information on the site that is as accurate as possible. However, it cannot be held responsible for any omissions, inaccuracies or failure to update such information, whether due to its own fault or to the fault of third-party partners supplying such information. All information provided on the website is indicative, non-exhaustive and subject to change. It is subject to modifications having been made since it was put online. 



The owner of the site is the owner of the intellectual property rights or holds the rights of use on all the elements accessible on the site, in particular the texts, images, graphics, logo, icons, sounds, software… Any reproduction, representation, modification, publication, adaptation total or partial of the elements of the site, whatever the means or the process used, is prohibited, except preliminary written authorization to the email:

Any unauthorized use of the site or of any of the elements it contains will be considered as constituting an infringement and will be prosecuted in accordance with the legal provisions in force.



The site contains a number of hypertext links to other sites (partners, information, etc.) set up with the authorization of the site owner.

However, the owner of the site does not have the possibility of checking the contents of the sites thus visited and thus declines any responsibility for the possible risks of illicit contents. Users are informed that when they visit the website, one or more cookies may be automatically installed on their computer. A cookie is a small file which does not allow the user to be identified, but which records information relating to the navigation of a computer on a site. The data thus obtained is intended to facilitate subsequent browsing of the site, and is also used to measure visitor numbers.

You can set your browser to notify you of the presence of a cookie, and refuse it if you wish. Refusal to install a cookie may make it impossible to access certain services. However, you can configure your computer as follows to refuse the installation of cookies: Internet Explorer: Tools tab / Internet options. Click on Confidentiality and select Block all cookies. Confirm with Ok. For Netscape: Edit / Preferences tab. Click on Advanced and choose Deactivate cookies. Click on Ok.



On the site, the site owner collects personal information relating to the user only for the needs of certain services offered by the site. Users provide this information with full knowledge of the facts, particularly when they enter it themselves. Users of the site are then informed whether or not they are required to supply this information.

No personal information concerning the user of the site is published without the user’s knowledge, nor is it exchanged, transferred, ceded or sold on any medium whatsoever to third parties. Only the assumption of the purchase of the site by the owner of the site and its rights would enable the transmission of the said information to the eventual purchaser, who would in turn be bound by the same obligation of conservation and modification of the data with respect to the user of the site.